Missouri Private Party Car Tax Calculator
Calculate your true first-year out-of-pocket costs for a private vehicle sale in Missouri. Accurately accounts for 4.225% excise/sales tax, $17.50 certificate of title fee, 1-year tag registration, and state-specific regulations.
Vehicle & Transaction Details
Enter purchase information to calculate true out-of-pocket costs in Missouri.
Missouri Notice: Missouri credits the sale price of a vehicle you sold within 180 days before or after this purchase; enter that amount here. Department of Revenue pages also subtract a trade-in allowance, but its rule 12 CSR 10-103.350 limits trade-in allowances to purchases from a dealer.
Estimates only, not tax or legal advice. Verify with the Missouri Department of Revenue.
The 2026 decal amounts ($150 and $75) are worked out from RSMo 142.869, not a figure the Department of Revenue publishes.
Department of Revenue pages apply the tax to the price less any trade-in allowance, but its rule 12 CSR 10-103.350 says a trade-in allowance applies only to purchases from a dealer. On a private sale, the 180-day sold-vehicle credit is the usual way to lower the tax.
Local rates change each quarter. The range shown is for October to December 2026.
County personal property tax is not included. To buy new plates you also need a paid personal property tax receipt or a statement of non-assessment from your county for the prior year.
County & Local Tax Note: Missouri adds the local sales tax of the city or county where you live, not where you bought the car: 1.0% to 7.263% on the October to December 2026 motor vehicle chart.
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Estimated taxes & fees
Missouri
Sales/Excise Tax (State + Local Range) + Title Certificate + Tags & Registration
State tax $633.75 + Local tax (varies by county) $150.00–$1,089.45
Standard state title certificate issuance
Unfinanced / cash purchase (waived $0.00)
Base license plates & tags
Estimates only, not tax or legal advice. Verify with the Missouri Department of Revenue.
The 2026 decal amounts ($150 and $75) are worked out from RSMo 142.869, not a figure the Department of Revenue publishes.
Department of Revenue pages apply the tax to the price less any trade-in allowance, but its rule 12 CSR 10-103.350 says a trade-in allowance applies only to purchases from a dealer. On a private sale, the 180-day sold-vehicle credit is the usual way to lower the tax.
Local rates change each quarter. The range shown is for October to December 2026.
County personal property tax is not included. To buy new plates you also need a paid personal property tax receipt or a statement of non-assessment from your county for the prior year.
County & Local Tax Note: Missouri adds the local sales tax of the city or county where you live, not where you bought the car: 1.0% to 7.263% on the October to December 2026 motor vehicle chart.
Frequently Asked Questions: Missouri Vehicle Taxes & Fees
Essential statutory answers regarding Missouri vehicle sales taxes, titling requirements, and registration fees.
The state rate is 4.225%, plus the local sales tax of the city or county where you live. Local rates run from 1.0% to 7.263% on the October to December 2026 chart.
Missouri Guides
Step-by-step help for titling and tagging a vehicle in Missouri:
Other State Car Tax Calculators
Calculate private-party vehicle taxes, titling, and registration across other US states: