Virginia Private Party Vehicle Tax, Tags & Title Calculator
Calculate your true first-year out-of-pocket costs for a private vehicle sale in Virginia. Accurately accounts for 4.15% SUT (Sales and Use Tax), $15 certificate of title fee, 1 or 2-year tag registration, and state-specific regulations.
Vehicle & Transaction Details
Enter purchase information to calculate true out-of-pocket costs in Virginia.
Virginia Notice: Virginia taxes the full agreed vehicle price — trade-ins do not reduce the tax base on private-party sales.
Estimates only — not tax or legal advice. Verify with the Virginia DMV.
Virginia taxes the full sales price — trade-ins and rebates do not reduce Motor Vehicle Sales and Use Tax.
Vehicles 5 years old or newer sold below NADA value may be assessed on NADA trade-in value unless form SUT-1A is submitted.
First-Year Out-of-Pocket Cost
Virginia
Sales/Excise Tax + Title Certificate + Tags & Registration
Calculated at 4.15% on taxable base of $15,000
Standard state title certificate issuance
Unfinanced / cash purchase (waived $0.00)
Base license plates & tags
Because this vehicle is 7 years old or newer (7 years old), Virginia DMV may assess the 4.15% tax on book value instead of your purchase price unless accompanied by a verified or notarized bill of sale.
Need insurance for this vehicle? Compare quotes
Find competitive auto insurance policies customized to your vehicle year, make, and state residency requirements.
Financing this purchase? Check auto loan rates
Explore competitive private-party auto loan financing options with flexible terms and quick approval.
Virginia Private Vehicle Sales & Tag Rules
Essential statutory answers regarding MVA excise taxes, titling requirements, and tag renewal fees.
Virginia imposes a 4.15% Motor Vehicle Sales and Use Tax (SUT) based on the gross sales price, with a statutory minimum tax of $75.00.