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Oklahoma Guide

How to Title a Private Car Sale in Oklahoma

Last verified: October 2026 against Service Oklahoma sources

When you buy a car from a private seller in Oklahoma, you title it at Service Oklahoma or a licensed operator and pay the excise tax and sales tax there.

Here is the order to do it in, what it costs, and what to bring.

Step by step

  1. 1

    Get the notarized title

    The seller assigns the Oklahoma title to you, and it must be notarized. If the car has an electronic title, use Form 718 (Bill of Sale of an Electronic Title).

  2. 2

    Document the price

    Bring a purchase contract, bill of sale, or Form 722-1 (Declaration of Vehicle Purchase Price). For 2011 and newer vehicles, an odometer disclosure is required, usually on the title.

  3. 3

    Get Oklahoma insurance

    You need verification of liability insurance that meets Oklahoma requirements.

  4. 4

    Title within 2 months

    Service Oklahoma requires the title to be applied for within 2 months of getting ownership. Bring your driver’s license and any lien release.

  5. 5

    Pay the taxes and fees

    A used vehicle pays an excise tax of $20 on the first $1,500 of value and 3.25% of the rest, plus 1.25% sales tax. On a $15,000 car that is $458.75 plus $187.50.

    Title fees are $29.50 ($11 title, $17 transfer, $1.50 insurance fee), plus a tire tax. Registration is $96 a year for a vehicle in its first 4 years, dropping to $26 from year 17.

Oklahoma registration by registration year

  • Years 1 to 4: $96 ($99 for motorcycles)
  • Years 5 to 8: $86 ($89)
  • Years 9 to 12: $66 ($69)
  • Years 13 to 16: $46 ($49)
  • Year 17 and later: $26 ($29)

What to bring

  • The notarized Oklahoma title, or Form 718 for an electronic title
  • A bill of sale, purchase contract, or Form 722-1
  • Odometer disclosure for 2011 and newer vehicles
  • Your driver’s license
  • Verification of Oklahoma liability insurance
  • Lien release, if there was a loan

Estimate your Oklahoma costs

The calculator includes the excise tax, the 1.25% sales tax, the $29.50 in title fees, and registration by the vehicle’s age. It does not add the tire tax.

Open the full Oklahoma calculator

Vehicle & Transaction Details

Enter purchase information to calculate true out-of-pocket costs in Oklahoma.

51 Jurisdictions Active
Oklahoma 3.25% tax base
$
7 years old
Oklahoma tag options
1-Year Term (Oklahoma registers for one year)
EV surcharge rules
Lien fee: $10.00
Oklahoma: Non-Deductible
$

Oklahoma Notice: Oklahoma taxes the full agreed vehicle price. Trade-ins do not reduce the tax base on private-party sales.

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Estimated taxes & fees

Estimated taxes & fees

Jurisdiction

Oklahoma

Estimated taxes & fees
$761.75

Sales/Excise Tax + Title Certificate + Tags & Registration

Itemized Line ItemEstimated Fee
1Vehicle Sales / Excise Tax (3.25%)

Excise tax $20 on the first $1,500 + 3.25% of the rest ($458.75) + 1.25% sales tax ($187.50)

$646.25
2Certificate of Title Fee

Standard state title certificate issuance

$29.50
3Lien / Security Filing Fee

Unfinanced / cash purchase (waived $0.00)

$0.00
4Registration & Tag Fee

Base license plates & tags

$86.00

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Oklahoma rates last verified: October 2026
Official Notice & Statutory Disclaimers

Estimates only, not tax or legal advice. Verify with Service Oklahoma or a licensed operator.

Oklahoma taxes a used vehicle at $20 on the first $1,500 of value and 3.25% of the rest (excise tax), plus 1.25% sales tax on the price.

Registration shown assumes the vehicle was first registered in its model year. A tire tax (for cars, $2.90 per tire) and, for vehicles titled in another state, a $4 VIN inspection fee are extra.

Electric vehicles pay $210 a year more and plug-in hybrids $112.

County & Local Tax Note: Oklahoma charges a motor vehicle excise tax of $20 on the first $1,500 of a used vehicle’s value and 3.25% of the rest, plus a 1.25% sales tax on the price. Both are statewide and paid when the title is transferred.

Frequently Asked Questions

Common questions about this Service Oklahoma process.

An excise tax of $20 on the first $1,500 of value and 3.25% of the rest, plus 1.25% sales tax on the price.

Sources

Last verified: October 2026. Rules change, so check with Service Oklahoma before you go.

More Oklahoma guides

How to Gift a Car in OklahomaThe Form 794 family exemption, who qualifies, and fees.Titling a Car in Oklahoma After Moving From Another StateForm 701-6, insurance, the VIN inspection, and fees.
Oklahoma Private Party Car Tax Calculator