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Pennsylvania Guide

How to Title a Private Car Sale in Pennsylvania

Last verified: October 2026 against PennDOT sources

In Pennsylvania, the buyer and seller complete a private sale together at an authorized PennDOT agent, who files the title and registration for you.

Here is how it works, what it costs, and what to bring.

Step by step

  1. 1

    Meet the seller at an authorized PennDOT agent

    Most notaries, tag services, and dealers are authorized agents. The seller’s signature on a Pennsylvania title must be notarized or verified, so the seller signs in front of the agent.

  2. 2

    Complete the title together

    The seller lists your name and address, discloses the odometer reading, and signs and prints their name. You sign and print your name and complete Section D on the front of the title, including the lien information if the car is financed.

  3. 3

    Pay the sales tax and fees

    Sales tax is 6% of the purchase price or the car’s current market value (7% for Allegheny County residents, 8% for City of Philadelphia residents). The agent collects it with the title fee ($72), any lien fee ($36 per lien), and registration ($48 a year for a passenger car).

    Agents may add their own service fee, which varies by agent.

  4. 4

    Get a plate

    The seller removes their plate and keeps it. The agent can transfer a plate from another of your vehicles, or issue a temporary registration valid for 90 days if you have no plate to transfer.

    You need proof of Pennsylvania insurance, such as an insurance ID card or declaration page, before a temporary plate or plate transfer.

  5. 5

    Let the agent file within 20 days

    The agent must submit the completed application and documents to PennDOT within 20 days of the sale.

  6. 6

    Inspect within 10 days

    A used vehicle must be inspected within 10 days of the sale unless it already displays a valid inspection sticker. Some counties also require an annual emissions inspection.

How Pennsylvania sales tax is calculated

  • 6% statewide, 7% for Allegheny County residents, and 8% for City of Philadelphia residents.
  • The tax is on the purchase price or the current market value of the vehicle.
  • If the car sells far below its fair market value, the agent completes Form MV-3 (Verification of Fair Market Value), and the Department of Revenue may review sales between family members priced well below fair market value.
  • Trade-in credits apply only when a dealer takes a trade-in, not in a private sale.

What to bring

  • The seller, in person, to sign the Pennsylvania title in front of the agent
  • Proof of Pennsylvania insurance (insurance ID card, declaration page, or signed binder)
  • Lien information, if the car is financed
  • For a car titled in another state: the seller’s signed title (some require notarization) and a tracing of the VIN plate
  • Payment for the sales tax, title, lien, and registration fees, plus the agent’s service fee

Estimate your Pennsylvania costs

The calculator shows a 6% to 8% range for the sales tax. Allegheny County residents pay 7% and City of Philadelphia residents pay 8%.

Open the full Pennsylvania calculator

Vehicle & Transaction Details

Enter purchase information to calculate true out-of-pocket costs in Pennsylvania.

51 Jurisdictions Active
Pennsylvania 6% tax base
$
7 years old
Standard Passenger
Pennsylvania tag options
EV surcharge rules
Lien fee: $36.00
Pennsylvania: Non-Deductible
$

Pennsylvania Notice: Pennsylvania taxes the full agreed vehicle price — trade-ins do not reduce the tax base on private-party sales.

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Estimated taxes & fees

Estimated taxes & fees

Jurisdiction

Pennsylvania

Estimated taxes & fees
$1,068.00 – $1,368.00

Sales/Excise Tax (State + Local Range) + Title Certificate + Tags & Registration

Itemized Line ItemEstimated Fee
1Vehicle Sales / Excise Tax (6% State + Local Range)

State tax $900.00 + Local tax (varies by county) $0.00–$300.00

$900.00 – $1,200.00
2Certificate of Title Fee

Standard state title certificate issuance

$72.00
3Lien / Security Filing Fee

Unfinanced / cash purchase (waived $0.00)

$0.00
4Registration & Tag Fee

Base license plates & tags

$96.00
Official Notice & Statutory Disclaimers

Estimates only, not tax or legal advice. Verify with PennDOT.

Pennsylvania sales tax is 6% statewide (7% in Allegheny County, 8% in the City of Philadelphia).

Private vehicle purchases do not get trade-in tax credits. Tax is owed on the full purchase price or current market value.

Participating counties add a $5 annual fee for local use, collected with registration. It is not included here.

County & Local Tax Note: Pennsylvania sales tax is 6% statewide. Allegheny County residents pay 7% and City of Philadelphia residents pay 8%; the range shows 6% to 8%.

Frequently Asked Questions

Common questions about this PennDOT process.

Yes. The seller’s signature on a Pennsylvania title must be notarized or verified, which is why buyer and seller meet at an authorized PennDOT agent such as a notary, tag service, or dealer.

Sources

Last verified: October 2026. Rules change, so check with PennDOT before you go.

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